Reporting to Head, Lending Risk the job holder will be required to maintain a high quality lending portfolio of the bank through effective identification, analyzing and reporting of potential credit risks and ensure that the requirements of Basel II /III and the principles of enterprise risk management are embedded in the day to day business operationPrepare and analyze the Basel II /III reports (COREP).Assist develop, implement, monitor and review Risk Appetite statements and limits for the bank.Develop and implement stress testing framework by defining stress scenarios and sensitivity analysis and indicating recommendations to mitigate risks that might arise from adverse scenarios.Review risk adjusted pricing guidelines and methodologies for credit products.Develop and review sector concentration policy. Monitor limits and analyse the performance of the Bank and prepare reports to senior management.Ensure that reporting requirements are aligned with Basel II /III framework and best practice benchmarks with regard to credit risk and monitor the total credit risk exposure to be within the capital requirement as proposed by Basle II/III.Undertake analysis of documented actual default statistics (Probability of Default, Loss Given Default and Exposure at Default) experienced with a view to confirming the risk ranking capabilities and calibration of the credit risk rating framework.Monitor and review the performance of credit scoring models post implementation through analysing trends in non-performing assets in the products and portfolios where the models are implemented.A University degree from an institution recognized by Commission for University Education in a relevant field, e.g. Statistics, Maths, Economics, Finance, Computer Science etc.CPA/ACIB professional qualification will be an added advantageAt least 3 years’ experience in corporate lendingExperience in financial analysisKnowledge of the latest development in credit risk management tools and software applications and banking products. Good understanding of Market Economic conditions and trendsKnowledge of SQLProficiency in MS Office suiteAbility to guide employees and to plan assignmentsComprehensive business understandingAbility to work conscientiously and independently with minimal supervisionExcellent communication and presentation skillsPossess the ability to work effectively under pressure and tight deadlinesBe pleasant, honest and self-drivenHave the ability to make prompt decisions and be independent in problem solving in assigned dutiesHave good interpersonal skillsThe above position is demanding for which the bank will provide a competitive package for the successful candidates. If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current position, remuneration level e-mail and telephone contacts quoting the job title/reference in the subject field to recruitment@kcb.co.keTo be considered your application must be received by Nov. 14, 2014.Only short listed candidates will be contacted.
This post was made using the Auto Blogging Software from WebMagnates.org This line will not appear when posts are made after activating the software to full version.
0 Comments