Jamii Bora Bank Limited Job Vacancy in Kenya : Micro Loan Officer

Jamii Bora Bank Limited is currently the Fastest Growing Bank in Kenya!We are looking for individuals who are hard working, energetic and self motivated.
Applications are invited for the following post:Job Title: Micro Loan Officer Reporting To: Branch Manager/Sale Center ManagerPurpose of Job: To grow a high yield portfolio in deposits, loans and manage all client relationships to ensure world class customer service and maximum returns.

Key Job Accountabilities

Growth in number of new groups, chamas and individual clients accounts as per the set targetsGrowth in deposits through the chamas/group customers and others as per the set target.Growth in the loan book as per the set targetMaintain a Quality Micro Loan Portfolio as per the set targetWorld class customer service -Timely loan processing, disbursement and customer issues resolution-TATTraining the customers on savings as a culture to ensure they adopt savings as a culture in all the groups.Mobilize daily and weekly deposits as per the target.Ensure each saves on a weekly basis during the weekly group meetings through the weekly collection sheetsEnsure each member deposits their weekly/monthly mandatory savings during the weekly group meetings.Generate daily pipelines which include high value savings and fixed depositsEnsuring micro transaction account utilization -all business proceeds to be banked through Jamii bora bank.Monthly Customers training to include savings as culture.2. Loan book growth and managementDisburse daily to groups and individual clients as per the set targets.Generate weekly group meeting schedule to ensure all groups meet.Attending all the groups’ weekly meetings for arrears collection, training on savings and identifying the customers to be appraised in the week.Facilitating customer loan appraisal- each customer business and residential is visited by the officer and the groups screening committee.Daily Loan application processing and presentation at the Branch credit committeeMonthly Customers training to include induction ie orientation seminar, product awarenessDaily new customer recruitment for groups/ individual clients as per the set targets.Weekly follow-up on the new pipelines generated from the branch activation/marketingDaily marketing to prospective group or individual customers.Weekly customer growth from the bank partners eg AFYA BORA Health solution , Sun transfer for the solar lamps, Ken tanks for the water tanksFacilitate the Financial literacy training of the customers in the branch /sales centre4. Default management/NPLS -PARReview all the loans portfolio every Monday using the credit reports and develop the action points for the weeks arrears collection for individual customers and groups.Management of one day/week arrears through the daily monitoring of loans and collections..Relationship management – adhoc clients visits, calls, and complete documented visit call reportsUndergo periodic staff training at the branch/sales centres on risk and default management.Reviewing all the cases for the disbursed micro individual cases and monitoring the customers for loan repayment, cross selling and business referrals.12 hour turn around for resolution of complaintsEnsure that all the group and individual customers get their ATMS and are enrolled on the mobile platform after two weeks of registration.Ensure that all the groups open a group savings/chama account by the second week of account opening and all existing groups by 20th January 2014 . Registering at JBB.Ensure that all the branch group customers hold a reconnection forum every quarterEnsure that each group has a collection sheet for savings collection and monitoring.Qualifications and Skills Required.Bachelor of Business degree or Diploma in co-operative,Business management, Microfinance with a minimum of one year experience in micro finance a minimum.Working experience of 1 year experience as a micro officerHow to Apply If you are interested in the above position please forward your Cover Letter and updated Curriculum Vitae to human.resource@jamiiborabank.co.ke. The closing date shall be Saturday 31st May, 2014.
Please note that only Short listed candidates will be contacted.

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